How much is fertility treatment at
TFP Kinderwunsch Wiesbaden?

Get support from your state

Finances are a huge factor to take into consideration when it comes to planning fertility treatment. Germany offers state support if certain conditions are met, which vary from federal state to federal state. This is in addition to possible partial coverage of the costs by insurance.

Financial compensation offered will vary between states. Find more information about whether you could be eligible here.

Statutory health insurance

More and more statutory health insurance companies are now granting high or even full-cost coverage of fertility treatment if certain criteria, including age and cause, are met.

Luckily, couples who are not married can also be reimbursed on a pro-rata basis. We advise asking your health insurance company for information regarding which costs they can cover, however you are also welcome to pop in and ask us our advice.

Prerequisites for cost coverage

Before you begin the treatment, your treatment plan must be approved by your health insurance company. This will take place at the fertility centre. Statutory health insurance is obliged to pay out for at least some of the treatment so long as the following conditions are met:

• The patients are married

  
  

  The couple must be 25 before the start of treatment. The woman must not be over 40 and the man not over 50

  
  

• The couple must be HIV-negative and the woman must have had a Rubella inoculation

  
  

• The couple must have received advice regarding the medical, psychological and social aspects of artificial insemination by a doctor who s not involved in the treatment

  
  

• If ICSI is taking place, the couple must have 2 current spermiograms taken at least 12 weeks apart that meet ICSI criteria

  
  

• Neither partner should be sterilised

If you do not fulfil any one of these criteria, you will need to pay for the treatment yourself.

Private health insurance

If you (the couple) or one of you is privately insured and the childlessness is caused by the insured person, ("causation principle"), then private billing applies.

In this case, we will arrange for an individual fee contract with you. Reimbursement of the costs by your private health insurance or other reimbursement agencies (e.g., allowance, etc.) may not be guaranteed, or not fully.

You will be made fully aware of the costs before your treatment commences. You will receive a detailed cost estimate from us beforehand, in accordance with the "Gebührenordnung für Ärzte (GOÄ)".

Some other cases also call for private billing. These include:

• The couple does not meet the requirements for cost coverage by the statutory health insurance.

• The benefits of the statutory insurance have been exhausted.

Measures are carried out that are not part of the benefits of statutory health insurance.

Knappschaftsversicherung

(Miner's insurance)

The Knappschaft will cover up to 500.00 EUR of the treatment co-payment per cycle, for up to three cycles and for all treatments. The exception is insemination in a spontaneous cycle, where up to eight treatments are supported.

The following conditions apply:

• Both spouses must be insured with the Knappschaftsversicherung must be over 25

• The woman must not have exceeded the age of 40

• The man must not have exceeded the age of 50

• Only the egg and sperm cells of the spouses may be used

Under the following link you can find out which health insurance fund covers which costs: www.krankenkasseninfo.de

Additional benefit of the health insurance funds

Many health insurance companies cover the costs of your own contribution towards fertility treatment if certain conditions are met.

Find out which health insurance company covers which costs here: www.krankenkasseninfo.de

The statutes of health insurance funds differ. Please contact your health insurance company for more information about their specific plans.

Treatment scenarios costs for private payers

Fertility treatment is tailored to the needs and individual situations of each of our patients and their families. Of course, our costs are fully transparent and discussed with you at length before treatment begins.

Here are some example scenarios to illustrate the price range of the treatments we offer and to help you find your bearings. We will discuss your situation in a personal consultation.

The cost for the couple, excluding medication and additional services, is around 2.400,00 EUR per cycle. The individual co-payment depends on the health insurance rate (depending on the health insurance - up to 100%).